Cathy Badurina

Changing jobs can be exciting. New opportunities, new coworkers, and a fresh start often come with a new benefits package and a new retirement plan. But there is one important financial decision many people overlook: what happens to the 401K left behind at a previous employer? Too often, old retirement accounts are forgotten. Statements continue to arrive, investment options remain unchanged, and years pass without a second thought. While leaving money in a former employer's plan may be an...

Are you prepared for the unexpected twists and turns that life may throw your way? Living Benefits life insurance is a powerful financial tool that not only offers protection for your loved ones in the event of your passing, but also provides you with a safety net during your lifetime. In this blog post, we will delve into the world of Living Benefits life insurance, exploring its numerous advantages and how it can provide you with the peace of mind you deserve. Whether it's covering medical...

In my line of work, I spend a lot of time traveling around the country, talking about the numerous and wonderful advantages of having Living Benefit riders (Critical, Chronic, and Terminal Illness) automatically included on every life insurance policy that Alliance Group partners sell. However, there is one particular application of these Living Benefit riders, usually glossed-over, that is being thrust into the forefront as the result of some recent advancements that are being made on the...